৳MoneyManager

Cash Flow Forecast

Where your balance goes over the next 30 and 90 days, based on money you know is coming and going.

30 day projection
৳-26,031.95
Balance on day 30
Starting today
৳77K
Coming in
৳0
Going out
৳103K
You end the month ৳103,042.58 down on today. That is normal if a big obligation lands this cycle. Check the timeline below for which day does the damage.
Liquid today
৳77,010.63

Everything in your non-excluded wallets, available right now.

Runway
22 days

How long this balance lasts at ৳3.4K a day if nothing else comes in.

Daily burn
৳3,434.75

Average money leaving per day across the forecast, obligations included.

Danger days
20

Days your balance dips under your ৳5K safety buffer in the next 30.

Cash crunch ahead. Your balance falls below the ৳5K buffer on 20 of the next 30 days. The low point is ৳-26,031.95 on Thu, 3 Sept. Move a payment, or hold back ৳31K between now and then.
Idle money. Up to ৳70,628.02 stays above your safety buffer for the whole month. Sitting in a current account it earns nothing. A 30 day deposit at 8% would return roughly ৳470.85 over that window.

Daily balance over the next 30 days

The line is your projected balance. Green and red bars are money in and out on that day. The dashed rule is your safety buffer.

Projected balanceMoney inMoney outSafety buffer at ৳5K

What actually happens, day by day

Only days with a real event are listed. Everything else is ordinary background spending.

  1. Thu, 6 Aug৳69,245.41
    Mim-৳6,382.61
  2. Fri, 7 Aug৳15,798.07
    bKash City Bank LoanFahima-৳53,447.34
  3. Sat, 15 Aug৳4,737.19
    -৳1,382.61

    Under your safety buffer on this day.

  4. Sun, 16 Aug৳3,354.58
    -৳1,382.61

    Under your safety buffer on this day.

  5. Mon, 17 Aug৳1,971.97
    -৳1,382.61

    Under your safety buffer on this day.

  6. Tue, 18 Aug৳589.36
    -৳1,382.61

    Under your safety buffer on this day.

  7. Wed, 19 Aug৳-793.25
    -৳1,382.61

    Under your safety buffer on this day.

  8. Thu, 20 Aug৳-2,175.86
    -৳1,382.61

    Under your safety buffer on this day.

  9. Fri, 21 Aug৳-3,558.47
    -৳1,382.61

    Under your safety buffer on this day.

  10. Sat, 22 Aug৳-4,941.08
    -৳1,382.61

    Under your safety buffer on this day.

  11. Sun, 23 Aug৳-6,323.69
    -৳1,382.61

    Under your safety buffer on this day.

  12. Mon, 24 Aug৳-7,706.3
    -৳1,382.61

    Under your safety buffer on this day.

  13. Tue, 25 Aug৳-9,088.91
    -৳1,382.61

    Under your safety buffer on this day.

  14. Wed, 26 Aug৳-10,471.52
    -৳1,382.61

    Under your safety buffer on this day.

  15. Thu, 27 Aug৳-11,854.13
    -৳1,382.61

    Under your safety buffer on this day.

  16. Fri, 28 Aug৳-13,236.74
    -৳1,382.61

    Under your safety buffer on this day.

  17. Sat, 29 Aug৳-16,008.9
    HostDzire RDP-৳2,772.16

    Under your safety buffer on this day.

  18. Sun, 30 Aug৳-18,013.51
    Railway Hobby Plan-৳2,004.61

    Under your safety buffer on this day.

  19. Mon, 31 Aug৳-19,396.12
    -৳1,382.61

    Under your safety buffer on this day.

  20. Tue, 1 Sept৳-23,266.73
    Claude subscription (Anthropic) — $20-৳3,870.61

    Under your safety buffer on this day.

  21. Wed, 2 Sept৳-24,649.34
    -৳1,382.61

    Under your safety buffer on this day.

  22. Thu, 3 Sept৳-26,031.95
    -৳1,382.61

    Under your safety buffer on this day.

90 day outlook

The same forecast, run three months out.

Total coming in
Salary, freelance and other streams
৳0
Total going out
Obligations, EMIs, subscriptions, daily spend
৳187,391.22
Lowest point
Mon, 2 Nov
৳-110,380.59
Balance on day 90
৳-110,380.59
Days under buffer
out of 90
80

Over three months you are projected to lose ৳187,391.22. Change the assumptions in Settings

Week by week

Rolled up so a quarter fits on one screen.

Wed, 5 Aug to Tue, 11 Aug৳10.3K
+৳0-৳66.7K
Wed, 12 Aug to Tue, 18 Aug৳589.4
+৳0-৳9.7K
Wed, 19 Aug to Tue, 25 Aug-৳9.1K
+৳0-৳9.7K
Wed, 26 Aug to Tue, 1 Sept-৳23.3K
+৳0-৳14.2K
Wed, 2 Sept to Tue, 8 Sept-৳34.3K
+৳0-৳11.1K
Wed, 9 Sept to Tue, 15 Sept-৳44K
+৳0-৳9.7K
Wed, 16 Sept to Tue, 22 Sept-৳53.7K
+৳0-৳9.7K
Wed, 23 Sept to Tue, 29 Sept-৳63.4K
+৳0-৳9.7K
Wed, 30 Sept to Tue, 6 Oct-৳73.1K
+৳0-৳9.7K
Wed, 7 Oct to Tue, 13 Oct-৳82.7K
+৳0-৳9.7K
Wed, 14 Oct to Tue, 20 Oct-৳92.4K
+৳0-৳9.7K
Wed, 21 Oct to Tue, 27 Oct-৳102.1K
+৳0-৳9.7K
Wed, 28 Oct to Mon, 2 Nov-৳110.4K
+৳0-৳8.3K