Debts & Repayment
Who you owe, who owes you, the order to clear things in, and whether there is a cheaper way to move the money than the obvious one.
From your MoneyLover loan ledger. Informal debt, but debt all the same.
Money you have lent out. It counts in your net worth but you cannot spend it today.
6 obligations on the calendar, 0 already past due.
1 payment recorded in 1 jan – 31 dec 2026.
Smarter ways to carry this
Rate spreads, transfers, traps and where the next spare taka does the most work.
Nothing to arbitrage. Either you are carrying no interest-bearing debt, or nothing you hold is earning less than something you owe is costing. That is the position you want to be in.
Which rail should settle it
The same payment costs different amounts depending on what it leaves on.
30 days before the money leaves
9 rails cannot cover ৳5K right now
Balances here come from the registry, not from MoneyLover. If these look wrong, update the balance on each method under Cards & Accounts.
Effective cost is the amount plus fees, minus rewards, minus the value of holding the money for the cash-held period at 7% a year. Holding the cash is only a benefit while the card is cleared in full — say otherwise above and it becomes an interest charge instead.
Open obligations
Settle in full or in parts. Every payment is recorded and every one can be undone.
Imported from MoneyLover loan ledger
Imported from MoneyLover loan ledger
Imported from MoneyLover loan ledger
Imported from MoneyLover loan ledger
Imported from MoneyLover loan ledger
Settled
Kept on record with the full payment history. Reopen any of them if you settled too early.
Imported from MoneyLover loan ledger
People ledger
Informal loans, derived from your MoneyLover transactions.
Add an obligation
Anything with a name, an amount and ideally a date. It then feeds the cash flow forecast automatically.