MoneyManager

Net Worth

Everything you own set against everything you owe. This is the number that actually moves over a lifetime.

Assets minus liabilities
৳15,945.9
True net worth
You own
৳85.3K
You owe
৳69.4K
Liquid today
৳85.3K
For every 100 taka of assets you owe 81.3. Clear the ৳69.4K you owe and this number stays the same, but it stops shrinking to interest.
Survival runway
12.3 months

If income stopped today, your liquid assets cover 12.3 months at your current ৳6.9K monthly spend. Three months is the usual floor.

Leverage
81.3%

Share of what you own that is financed by debt. Under 30% is comfortable, over 50% means creditors own more of your life than you do.

Debt service
0%

৳0 of your monthly income is already committed to EMIs and card minimums before you spend anything.

Tied up
৳0

Assets you cannot spend this week: property, vehicles, gold, locked deposits. Real wealth, but not usable in an emergency.

What you own: ৳85,333.64

Grouped by kind, largest first. The bar shows how your wealth is distributed.

Wallet10৳85,333.64100%

৳85.3K of this is liquid and spendable today. The rest is wealth you would have to sell or break to reach.

What you owe: ৳69,387.74

Every claim on your future income, highest cost first.

Pubali Gold Credit Card24.0% a year৳6,323.01

Costs you ৳1,517.52 a year just to keep carrying.

Mim৳5,000
bKash City Bank Loan৳2,064.73
Tanmoy৳3,000
Fahima৳50,000
Habiba (Sister)৳2,000
Sadman৳1,000
Carrying this debt costs roughly ৳1,517.52 a year in interest alone. Clearing the highest rate first is always the cheapest order.

Net worth over time

Snapshots build the trend line that makes this page useful.

Only 0 snapshot on record. Once a few months are saved, this becomes a curve, and the slope of that curve is the single best measure of whether your money habits are working.

How this number is built

Every input, so nothing here is a black box.

Wallet balances
৳85,333.64
Recorded assets
৳0
Total assets
৳85,333.64
Card outstanding
৳6,323.01
EMI principal left
৳0
Total liabilities
৳69,387.74
Net worth৳15,945.9