৳MoneyManager

Subscriptions

Charges that repeat without you deciding again. Small monthly numbers, large yearly ones, and — for anything billed abroad — a conversion cost nobody quotes you.

4 active subscriptions
৳70,699.08
Costing you every year
Per day
৳193.7
Per month
৳5.9K
Of your income
0%
You never decide to spend this. It leaves on its own. That is ৳193.7 a day, forever, until something is cancelled.
Every month
৳5,891.59

All recurrences normalised to a monthly figure so annual plans compare fairly against monthly ones.

Share of income
0%

Under 10% is normal. Above 20% means a fifth of your earnings is committed before you decide anything.

Actually charged
৳5,891.59

4 real charges linked in 1 jan – 31 dec 2026. This comes from your transactions, not from what you typed.

Free by cancelling unused
৳0

Yearly value of dropping the 0 you have not marked as used.

What you pay abroad

Conversion charges are invisible on the invoice and land on every single charge.

Billed in foreign currency
৳7,464
a year, across 1 service
Lost to conversion
৳231.38
about 3.1% of it, buying nothing
Travel quota used
$61
of the $12,000 annual cap
Why a dollar charge costs more than the rate. Three separate charges sit between the sticker price and your statement: the network’s own spread over mid-market, the issuer’s markup on every non-taka settlement, and — for anything that is not the card’s settlement currency — a second conversion. None of them appear on the invoice. Open any subscription below to see the figure for each of your cards and which one handles it most cheaply.
It quietly eats your travel quota. Bangladesh Bank caps personal foreign spending at $12,000 a calendar year across every card you hold, and unused quota does not roll over. Recurring charges consume it all year without you noticing. If you plan to travel, that is quota you wanted for the trip.

Active subscriptions

Open any of them to link real charges, see the per-day cost, and get the cheapest way to pay it.

4 active
1 real charges
monthly৳2.5K a monthnext 1 Sept 2026
৳2,488
1 real charges
monthly৳1.4K a monthnext 5 Sept 2026
৳1,392.04
1 real charges
monthly৳1.4K a monthnext 29 Aug 2026
৳1,389.55
$5.001 real charges
monthly৳622 a monthnext 30 Aug 2026
৳622

By billing cycle

All converted to a monthly figure so they compare fairly.

monthly(4)৳5.9K /mo

Yearly plans usually cost less per month but hide the size of the commitment. For anything billed abroad they also pay the conversion overhead once instead of twelve times, which is a real saving on top of the headline discount.