Living Costs
The floor under everything else — what goes out whether or not you decide anything, and whether this month's has landed yet.
Your monthly floor
৳0
Fixed commitments
Still to go out
৳0
Settled
৳0
A year of it
৳0
Nothing recorded yet. Rent, service charge, electricity and internet are the numbers every other page on this app is quietly missing — add them and the affordability maths everywhere else stops being optimistic.
What this month looks like once the floor is paid
A balance you have not subtracted your commitments from is not a balance you can spend.
Liquid right now
Cash, wallets and bank balances you can reach today
৳85,333.64
Commitments still outstanding
This period's fixed costs that have not been paid yet
-৳0
Genuinely free after the floor৳85,333.64
Essential
৳0
Missing these costs a penalty or a disconnection. They are not a budgeting decision.
Fixed but negotiable
৳0
Still fixed, but movable in a bad month. This is the only part of the floor you can actually argue with.
No living costs recorded
Rent, service charge, electricity, gas, internet. These behave nothing like subscriptions — the useful question is never whether to cancel, only whether this month's has been paid and what it leaves you.
Why these are tracked apart from subscriptions. A subscription is a decision you can revisit, and the honest advice is often to cancel it. A living cost is not — it can only be timed. So what matters here is whether this period’s payment has landed, what is still to come before payday, and what the whole stack leaves you. Anything marked metered takes its planning figure from the median of your real payments, so one bad summer electricity bill does not distort the other eleven months.